AI-Powered Credit Analysis

Your Credit. Analyzed. Decoded.

Upload your credit report and get an instant, personalized action plan from the 700 Credit Repair team. No guesswork. Just next steps.

Upload your credit report file
We accept HTML and plain text credit report files from IdentityIQ, SmartCredit, MyFICO, Credit Karma, and most major providers. Your file never leaves your browser — this analysis runs 100% privately on your device.
Drop your credit report here
or click to browse (.html, .txt)
Paste your report content
Copy and paste the full text of your credit report (or just the accounts section). Include creditor names, dates, balances, and payment histories for the most accurate analysis.
Quick assessment form
Don't have your report handy? Fill this out and we'll still generate an action plan based on what you know.
Analyzing your credit profile
Running pattern detection across 50+ dispute categories...
Your Credit Snapshot
Key indicators detected in your report
Credit Profile Strength
How close you are to a perfect credit profile
!
Priority Issues Detected
Ranked by dispute priority and impact
Your Personalized Action Plan
Step-by-step roadmap for your specific situation
Recommended Tools
Trusted resources for every step of your plan
700 Credit Repair may earn a small commission from some of the partners above at no extra cost to you. We only recommend tools we personally use with our clients.
Ready to put this plan into action?
Book a free 30-minute consultation with the 700 Credit Repair team. We'll review your plan, answer your questions, and map out your path to a 700+ score.
Book 30-Min Free Consultation